PointPay is creating a fundamentally new product that combines three services in a single closed-loop ecosystem, PointPay Crypto Bank, PointPay Crypto Exchange platform and PointPay Multi-currency Wallet. PointPay has business contacts with more than 50 banks and 25 payment systems, as well as 20 lawyers who deal with issues of licensing cryptobusiness. PointPay have 4 years of experience in supporting the functioning of payment systems, including signing contracts, working with banks, working with other payment systems, paying out funds, and building complex payment schemes. PointPay are currently conducting a crowdfunding campaign through the sale of 500,000,000 PXP tokens in order to raise funds for the development of fully functional versions of the products. THE TOKEN PointPay Token will be released based on the Ethereum platform and fully comply with the ERC20 standard. This will ensure security of the transactions, compatibility with the third-party services an